Beautiful camp and retreat center in nature

Camp Insurance That Starts With the Right Coverage

Clear, camp-specific insurance coverage that protects your facilities, staff, and guests—without unnecessary complexity.

When Coverage Is Unclear, Your Camp Is at Risk

Camp and retreat leaders manage unique environments that go far beyond standard facilities. From waterfront activities and adventure courses to overnight lodging and large group gatherings, risk is part of daily operations.

Too often, camps encounter:

Policies that don't reflect real camp activities and exposures
Rising premiums without clear reasoning
Coverage gaps discovered only after an injury, accident, or loss

The real impact:

A single incident can disrupt programs, schedules, and guest trust
Directors and leadership may face increased liability exposure
Unexpected claims can strain operating budgets and future planning

Your camp shouldn't have to navigate complex risks without coverage built specifically for how you operate.

Camp community gathered together at a retreat center

Your Trusted Partner for Camp & Retreat Insurance

Since 1984, NCG has helped camps and retreat centers nationwide secure coverage built around their unique operations. We understand the realities of seasonal staffing, specialized activities, and property-intensive environments—and how to protect them effectively.

We work with day camps, overnight camps, retreat centers, and conference facilities across the country, helping leaders reduce risk while managing insurance costs responsibly. On average, camps that partner with NCG typically reduce their premium while strengthening their protection.

"Our Mission is to Protect Your Mission®"

Why Camps & Retreat Centers Choose NCG

Cost Control Without Compromise

We help camps find opportunities to save without sacrificing essential coverage.

Risk Management That Protects What Matters Most

We help camps and retreat centers identify risks early, close gaps, and avoid costly surprises before they happen.

Insurance Designed for Camp Environments

Our policies reflect real camp operations—not generic commercial assumptions.

Experience You Can Rely On

With decades of focused work in camp insurance, we know where risks hide—and how to address them.

A Simple Path to the Right Coverage

Getting the right insurance for your camp or retreat center doesn't have to be overwhelming.

1

Connect With a Camp Insurance Specialist

Speak with someone who understands camp operations and exposures.

2

Build Coverage Around Your Activities

We tailor a plan based on your programs, property, and risk profile.

3

Operate With Confidence

Know that your guests, staff, and facilities are properly protected.

Camp & Retreat Insurance Solutions

Coverage designed specifically for the realities of camps and retreat centers, including—but not limited to—the following:

Property & Facilities

  • Camp Property & Building Coverage
  • Camper Personal Property
  • Recreational Property Enhancements
  • Spoilage Coverage

Camp Activities & Guests

  • Camper Medical Coverage
  • Waterfront Liability (pools, lakes, ponds)
  • Adventure Course Liability
  • Saddle & Animal Liability

Leadership & Operations

  • Camp Directors Professional Liability
  • General Liability
  • Employment-Related Coverage

So your camp can welcome guests confidently—without added risk.

Trusted by Camps Nationwide

For years, camp leaders have partnered with NCG for coverage built around the realities of camp life. We're proud to work alongside respected camp associations that support and advocate for camps across the country.

Start With a Risk Assessment

Not sure if your current coverage truly reflects your camp's activities and risks? A quick Risk Assessment can help you identify potential gaps, understand exposures unique to your operations, and make informed decisions with greater clarity.

It takes just a few minutes and delivers immediate results—no obligation required.